Bank deposits worth at least 100,000 euros concentrate more
than a fifth of the population’s savings, but in terms of their
number they account for just 0.1% in the total, in line with the
NBR’s latest data. The largest part of individuals’ bank deposits,
95%, stand below the 5,000-euro threshold, but these account for
25% in the overall value of savings. On the other hand, companies
keep 83% of their money in deposits worth above 100,000 euros,
accounting for just 1.8% in the total number of deposits, according
to NBR’s November data. “In the case of companies, there has been a
strong shift to big sums. This entails in itself a certain
vulnerability as regards banks’ assets and liabilities management,”
said Ion Dragulin, head of the Financial Stability Department of
the NBR, at a workshop organised by the NBR, the Romanian Banks’
Association and Alpha Bank. Both companies and the population are
net debtors to banks, though private sector lending has practically
stagnated this year.

Subiecte #bank depositors#NBR