Bad roads behind half of car insurance claims

Bad and poorly maintained roads, as well as the of lack necessary road signs are the cause of half of the claims recorded by insurance on the auto segment, says Nicolae Crisan, former chairman of the Insurance Supervisory Commission (CSA), and currently main adviser of the Guarantee Fund Department within the Commission. “One of the main problems faced by insurers is the lack of legislative solutions to help them recover claims settled for comprehensive and auto liability insurance for accidents where the insured clients are not exclusively to blame, such as accidents caused by the road infrastructure. A lot of accidents are caused by bad roads and roads that lack the necessary signposts. While in other European countries, they are responsible for 5-10% of automotive claims, in Romania they account for as much as 50%, ” Crisan says.