"First Home"
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Nobody knows exactly when First Home will resume
The time when the "First Home" scheme will be resumed, with the state only guaranteeing for 50% of the amount granted as part of the mortgage loan scheme, remains unknown after the Finance Ministry last Friday organized a meeting attended by bankers, represent...
Review after two years of “First home” scheme: Has it achieved its purpose?
The scheme started by the Government nearly two years ago in order to revive the construction sector and the economy, has turned into a social one that has supported banks, put an end to the...
Robor decline might stimulate demand for "First Home" loans in lei
The decline in interests on lei on the interbank market and the increase in euro loan costs might stimulate clients to apply for state-secured mortgage loans in lei, after almost all the loa...
First Home goes on only for banks with large volumes of loans already granted
The top two banks on the market, BCR and BRD, will be the main beneficiaries of the fourth edition of the "First Home" scheme, while smaller players seem to be out of the game, partly becaus...
"First Home" 4 reaches one billion-euro cap
Four top-ranking banks - BCR, BRD, Banca Transilvania and Bancpost - have so far announced they will participate in the "First Home" 4 scheme, with an overall cap of one billion euros, compa...
Head of Bancpost's retail: Last two years have been my exam as a manager and I have passed it
"First Home" mortgage loans, refinancing of consumer loans and credit cards are strategic priorities for Bancpost's retail segment this year, says Kyriakos Xydis, executive vice-president in...
"First Home" remains attractive: BRD and Bancpost say they are in
BRD and Bancpost, two top ten banks, have already announced their interest to participate in the fourth edition of the "First Home" scheme, under which the Government only guarantees 50% of...
Risk attached to First Home loans to be shared between banks and state
The new version of the "First Home" scheme discussed by the members of the Government with bankers intends for the lending risk to be equally shared by the state and banks, without altering...
BRD seeking clients on Facebook for last 100 "First Home" loans
BRD, the second-largest bank on the Romanian market by assets has around 4 million euros in guarantees left for loans granted through the "First Home" scheme and estimates the cap allocated...