credits
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Romania is only country in region where loans exceed deposits
The Romanian banking system is the only one in the region where deposits failed to fully cover credits granted, which accounted for only 94% of deposits in 2007, according to a research repo...
Population borrows 2.3bn euros more than it saves
Credits contracted by the population from banks exceeded deposits by a sum equivalent to 2.3 billion euros in July, following the accelerated growth of lending
Tight competition delays cost increases for credits in euros
Top ranking retail banks are yet to make credits in euros more expensive, after the signal sent last week by the European Central Bank, amid heated competition from players seeking to gain m...
Housing loans disguised as consumer loans leave mortgage credits behind
Consumer loans secured by a mortgage accounted for 22% of overall loans taken out by individuals, that is 4.5 billion euros, according to the Financial Stability Report published by the NBR....
ATE Bank targets 1 bn-euro credits in 4 years
ATE Bank (Greece's Agricultural Bank), which entered the local market two years ago via the acquisition of a small player, plans to reach credits worth a billion euros in about four years, f...
Consumer and mortgage credits in exotic currencies top 2bn euros
The population's appetite for credits in exotic currencies remains high, despite the repeated warnings issued by the NBR (National Bank of Romania). The volume of consumer and mortgage credi...
NBR: Population short on money for new credits
The population's demand for credits could decline in the coming period, after individual clients already experienced liquidity constraints, while optimism regarding future increases in incom...
Higher appetite for credits in RON
The population's appetite for consumer credits in RON went up significantly in February, after volumes registered an almost two-fold increase against the previous month in absolute terms. Co...
Listed companies choose credits over capital increases
The low appetite for investments on the Stock Exchange has deterred companies from raising money from the market via capital increases, resorting instead to bank credits to cover their fundi...