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Getting salaries in a bank account may bring cheaper loans
Bankers charge lower interest rates for loans applied for by clients receiving their salaries in a current account, saying that by controlling their monthly incomes they can curb the non-repayment risk.
Start of 'First Home 4'. What's new this time around?
Bankers are getting ready to resume sale of mortgage loans through the 'First Home' scheme in a few days from now, after the enforcement guidelines of the fourth iteration of the scheme have...
How can Romanians' exposure to foreign currency risk be curbed?
When two thirds of retail lending is foreign currency-denominated, talks about curbing foreign currency loans appear to come late. In recent years, this major vulnerability of the domestic m...
Robor decline might stimulate demand for "First Home" loans in lei
The decline in interests on lei on the interbank market and the increase in euro loan costs might stimulate clients to apply for state-secured mortgage loans in lei, after almost all the loa...
Head of Raiffeisen retail: Loan write-downs, impossible to rule out
In around six months, the banking industry will be facing a moment of truth: it will have to decide whether it will erase or not part of the book value of some packages or personal loans who...
Euribor rise will not immediately reflect into new loan costs, bankers say
Foreign currency loans will not become more expensive on short term on the rising Euribor indicator as the falling country risk allows banks to borrow more cheaply from abroad.
Raiffeisen sold 33m euros' worth of loans to two special vehicles in 2010
Raiffeisen, which last year regained its third position among top banks in terms of assets, in 2010 continued to sell retail and corporate loans from its balance sheet, both to secure a cash...
Overdue CHF loans top 200m euros in February
Clients who took out Swiss franc loans lured by the low interests displayed by bankers have fully felt the exchange rate increase, and their overdue payments have risen three times in a sing...
Old reflexes no longer work in the "new world", OTP boss says
Finding new clients that should qualify for taking out loans is a highly challenging task in the post-crisis world, and banks should undergo structural changes to grapple with the new challe...