norms
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Government approves "First Home" 4 norms: banks can trade portfolios among them
The fourth edition of the "First Home" scheme, where banks will be able to grant mortgages half guaranteed by the state if they agree to halve the guarantee for the loans sold as part of the scheme in previous years, is just about to start, after the governmen...
New lending norms to have almost no impact on UniCredit Tiriac's business
UniCredit Tiriac Bank is preparing to implement the revised lending norms for the population, after becoming the first player in the system to have received the approval of the NBR (National...
BT starts to sell loans under new norms
Banca Transilvania (BT) on August 15 started to sell individual loans in line with the norms approved by the NBR. "Employee training took some time, as we had around 5,200 people and were no...
UniCredit prepares credit norms for high-income clients
UniCredit Tiriac is currently in the process of establishing the regulations for granting credits to individual clients and expects to submit the norms to the NBR (National Bank of Romania)...
BCR launches new lending norms
BCR (Romanian Commercial Bank) is expecting to see its credit sales double over the next few months, after it started granting loans under its own regulations on Monday, allowing for instalm...
Many banks prefer old crediting norms
Many banks have come to the conclusion that the large majority of clients with low revenues will not be able to afford the credits with a zero down payment and increased indebtedness, in acc...
BCR to get lending norms approved soon
BCR is the third lending institution whose retail lending norms should be approved by the National Bank soon, banking sources told ZF. The biggest bank on the market plans to segment its loa...
Bankers unhappy with delay in approval of lending norms
The apparently limitless extension of the time that the NBR is taking to approve the lending norms of individuals has caused concern for commercial bankers, who are starting to publicly accu...
Many banks fail test of lending norms
The Supervisory Authority of the NBR (National Bank of Romania) has identified no less than 20 different faults in the lending norms for individuals, which have so far been sent by around 14...