Where has the money vanished and when will bankers and entrepreneurs reach a consensus?

Bankers are accusing entrepreneurs, entrepreneurs are pointing
their finger at bankers and the state, and the state is blaming the
unfavourable economic context. Who is guilty for the weak financing
of the real economy and what are the odds of it being resumed?
Business Magazin sought to see where the flow of money aimed at the
economy breaks by going the reverse way, from entrepreneurs to
banks’ coffers. “Lending will restart when we have a clear signal
of economic rebound in most EU states, which would also trigger
Romania’s rebound,” states Dragos Cabat financial analyst, chairman
of Financial View consultancy. However, businessman George Copos
does not believe banks will resume lending, though this is vital.
Over-indebtedness that went with booming consumption seems to be
one of the main explanations for the current situation. Rasvan
Radu, a CEO with UniCredit Tiriac Romania, adds to the list of
problems: the lack of caution specific to the boom period was also
reflected in many entrepreneurs’ behaviour.