loans
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Bankers have to take losses and lower salaries to reboot lending
Private lending seems unable to get back on its feet. The year-on-year decline stood at 1.6% in March. Bankers are keeping interests high to offset the losses caused by the unrecouped past l...
Loans for home thermal rehabilitation at below 7% in RON
Home owners are likely to be able to thermally insulate their houses with the aid of advance-free state guaranteed RON loans, with an interest rate made up of the six-month ROBOR inter-bank...
Bankers charge hundreds of RON to analyse loan applications
Bankers complain about the lack of demand for loans, but once inside an agency, clients are charged even before contracting a loan. In order to analyse the applications for a mortgage loan,...
Raiffeisen Locuinte loans down 26%
Raiffeisen Banca pentru Locuinte, one of the two players on the market of housing savings and loan contracts, ended last year with a volume of loans granted worth 49m RON (12m euros), down a...
UniCredit: Banks will not hinder economic rebound in the region
With a modest profit and a doubling weight of bad loans in the overall portfolio, the Romanian banking system has been among the hardest hit by the financial crisis that has engulfed the CEE...
Nistor, BT: Promotional campaigns helped us double loan sales in March
With lower interest rates and loan promotion campaigns inclusively on TV, Banca Transilvania bankers believe they have managed to “thaw up” clients' appetite for loans.
Demand collapse pressures bankers to chase after new clients
Bankers are starting to seek clients to whom to grant loans to after the volume of consumer loans fell in the first two months of the year alone by 2.2 billion RON (536 million euros), which...
Why banks prefer to keep money with the NBR at 2.5% interest instead of granting loans
Bankers are sitting on a mountain of cash that they prefer to keep in the treasury of the National Bank at an interest rate of 3% a year because, according to them, they have no one to grant...
BRD head: We lose 5% of collateral-backed bad loans
The final loss BRD posted from bad loans backed by a real collateral (mainly mortgage-backed ones) reaches 5% of their value, states Guy Poupet, BRD chairman. In the case of unsecured loans,...