loans
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Sixteen banks vying to sell loans secured by the state
The prospect of granting risk free loans, even in foreign currency, has attracted sixteen banks, which sent offers to the Finance Ministry to be accepted into the "First Home" programme.
Bankers respond to PM: We want to give loans, but have no one to give them to
Bankers fear they may not be able to place all the liquidity they will have left, after foreign shareholders have strengthened their commitment to preserve funding for Romanian subsidiaries...
BCR restructures 20,000 loans
BCR, the biggest bank in the system, is restructuring 5,000 real estate loans and 15,000 unsecured consumer loans for the clients who have been having trouble repaying their monthly instalme...
Banks have yet to cut interest rates on loans, although liquidity is there
Monetary market interest rates have fallen by as much as four percentage points lately, but banks are in no rush to reduce credit interest rates.
Non-performing loans reach 8% of portfolios, continue to rise
Non-performing loans – i.e. those rated as "doubtful" and "loss", are now accounting for 8.44% of the total loans granted by banks to clients, doubling their share of the total in one year...
Instalments of loans in euros are going down
The clients with loans in euros whose interest is indexed to EURIBOR are starting to see significant declines of their monthly instalments, as interests on the interbank markets are going do...
BCR's biggest exposure to a single client, 201m euros
The biggest bank of Romania has prepared a detailed report on loans granted and associated risks for shareholders.
Real estate loans are getting cheaper. Are they also easier to get?
Bankers are starting to cut interests on loans; the problem for those who want to borrow money to buy a home, however, are the much more conservative evaluations done by banks.
Past due loans leap beyond one billion euros
The amounts overdue in loan instalments from both individuals and companies came close to one billion euros in February, after having tripled over the past year, NBR data show.