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Bankers fighting to steal each other's clients
Bankers are fighting harder to attract clients with good payment histories from peers, and are trying to sell refinancing loans with a grace period, promotional interest or fee-free.
Down payment and guarantees currently required for mortgage loans
Those who want to take out a loan for a home should have an at least 15% downpayment ready, but there is also the possibility that the bank could ask for additional guarantees - i.e. mortgag...
Unclear issues in government programme: tax base expansion and payment of income tax at tax domicile
Evening out the taxation base for calculating contributions and the base used to calculate salary tax, together with the allocation of the 47% quote that goes to the local budget depending o...
Bancpost drops down payment on mortgage loans
Bancpost, one of the top ten banks in Romania, has decided to increase the maximum indebtedness accepted to 70% of a monthly net income, and finance up to 100% for the acquisition of buildin...
BCR: Lower down payment on real estate loans
BCR, the largest bank in the system, has lowered the down payment it requires from its customers for real estate financing to 0% of the value of the investment, however such loans come with...
Visa: payment via chip sees rapid expansion
The majority Visa partner banks are already authorised (or in the process of becoming authorised) to accept chip cards as part of their banknote and POS systems, an initiative first started...
BCR: zero down payment for mortgage credits
BCR (the largest bank in the system) will reduce the down payment for real estate funding to 0% starting next week, therefore taking the final steps towards relaxing the lending policy for i...
Bank Leumi set to introduce zero down payment mortgages
Bank Leumi will start selling mortgage loans with a zero down payment as of next month, with a maximum indebtedness level of 70% of a client's eligible income, according to the norms approve...
Raiffeisen Bank: No down payment for large real estate transactions
Raiffeisen Bank, the third-largest player in the system, wants to remove the mandatory requirement from its own lending guidelines for a client to come up with a down payment in the case of...